Command Center — Letter Builder

01 Consumer

Full legal name Date of birth

Street address

City State ZIP

SSN — last 4 only Report / file number (optional)

Last four digits only. Never put a full SSN in a mailed dispute — send a redacted copy of the card or SS‑5 receipt as an enclosure instead.

02 Recipient Quick fill

Recipient name Mailing address

Verify the address against the consumer's current report before mailing — bureaus and furnishers rotate dispute PO boxes. Edit any prefilled address that looks stale.

03 Accounts in dispute

No accounts added. A letter without a creditor name and account number can't be acted on by the recipient.

04 Letter Template

Body — edit freely

Before it goes in the envelope

Every red blank above is filled or deleted
Redacted government ID enclosed
Proof of current address enclosed (utility bill or bank statement)
Signed in ink by the consumer — not on their behalf
Certified mail, return receipt requested; tracking number logged
Copy of the outgoing letter and enclosures filed

Letters generate in the consumer's voice with no company name, logo, or return address on them. Only the signed authorization form carries Credit365. Nothing here promises a result or a timeline to the consumer.